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Terms of Service

Last updated: March 2026

1. Acceptance of Terms

Spectral Finance ("Spectral Finance," "we," "us") is an online trading platform available to eligible users worldwide. By creating an account or using our services, you agree to be bound by these Terms. If you do not agree, please do not use the platform.

2. Account Registration

To use our services you must register for an account, provide accurate and complete information, and be of legal age in your jurisdiction. You are responsible for keeping your login credentials secure and for all activity that occurs under your account.

3. Acceptable Use

By using the platform, you agree to:

  • Use the platform lawfully and in accordance with these Terms
  • Not attempt to gain unauthorized access to the platform or other users' accounts
  • Not use the platform for fraud, money laundering, or any illegal activity
  • Provide truthful information for identity verification (KYC) when requested

We may suspend or close any account that violates these Terms or applicable law.

4. Deposits, Withdrawals & Trading

All deposits, withdrawals, and trades are subject to platform rules, identity verification, and any applicable fees, which are shown to you before you confirm. Processing times may vary depending on the payment method and network conditions.

5. Risk Disclosure

Trading cryptocurrencies, stocks, and other leveraged instruments involves significant risk and may result in the loss of some or all of your capital. Past performance is not a reliable indicator of future results. Only trade with money you can afford to lose.

6. Limitation of Liability

Spectral Finance, its directors, and affiliates shall not be liable for any loss or damage arising from your use of the platform or reliance on information provided. All trading decisions remain solely your own.

7. Governing Law

These Terms are governed by the laws of the jurisdiction in which Spectral Finance is incorporated. Any disputes arising shall be resolved in accordance with applicable law.

8. Amendments

We may amend these Terms at any time. Continued use of the platform after changes are posted constitutes acceptance of the revised Terms.